We offer free consultations. Call us today!
(269) 381-4172

Is there a difference between uninsured motorist coverage and underinsured motorist coverage?

Yes. Underinsured coverage provides an additional means of collection when one is seriously injured in an accident. It is different than uninsured coverage which is available when there is no insurance on the at-fault vehicle. For example, if you carried a policy of $100,000 underinsured coverage and there was a $20,000 policy of insurance on the at-fault driver, it would be possible to seek up to $80,000 in additional compensation from your own insurance company. This is provided that your attorney secures the entire $20,000 policy limit from the at-fault driver's insurance company. These claims must be handled carefully. Your attorney must carefully review the terms of the underinsured policy (or uninsured policy) before settling the underlying case with the at-fault driver. Failure to do this could result in forfeiture of your rights under the policy.

Call us now to get started(269) 381-4172